Perfect Money: registration, reviews and wallet entry

Perfect Money (official website) or PM is the most popular anonymous and offshore electronic payment system on the Internet.

Perfect Money: an overview of the electronic payment system

Perfect Money Wallet what is it?

Perfect Money is an electronic payment system, founded in 2007. Produces instant payments online and other monetary transactions on the Internet. Currently it supports 3 currencies: euro, dollar and gold. Currency conversion can be made in the wallet of the Perfect Money payment system at the internal rate.

Reviews of Perfect Money on the Internet are very positive. Not only large organizations, but also individuals, owners of their own Internet business, use this payment system. Investment project developers are no exception.

The main services provided by the payment system:

• Mutual settlements between Perfect Money wallets;
• Profit from online business;
• Making payments;
• Keeping money in the Perfect Money wallet and the ability to receive monthly interest;
• The ability to buy currency and precious metals on the Internet;
• Payment of goods and services.

Perfect Money has a status system. When registering a purse in Perfect Money, each user receives the status Normal. Premium status is assigned after one year from the date of registration, as well as after reaching a certain amount of money conversion on the Perfect Money wallet. The last Partner status is issued unilaterally by decision of the PM administration. The statuses influence the amount of commission fees of the system when carrying out financial transactions.

The advantage of the Perfect Money payment system is the deposit settlement system, according to which users are charged interest on the cash balance. For the year this way runs from 7% profit and higher.

To withdraw money from the Perfect Money wallet, a bank transfer or exchange services, such as Bestchange, are used.

Today, the following rates are valid for the Perfect Money wallet:

• Balance replenishment via bank transfer: from 0.00%, via Bitcoin: 0.00%;
• Currency exchange (euro and dollars): at market rate;
• Internal transfers of clients with a premium account, as well as all verified clients: 0.50%, unverified clients: 1.99%;
• Withdrawal via Bitcoin: 0.50%; by bank transfer: from 1.50% plus bank commission;
• Informing by sms: $ 0.10;
• Annual customer service: $ 0.00;
• Account Recovery: $ 100.00.

Perfect Money Wallet Security

Perfect Money took care of the security of their customers' wallets. The system has several ways to protect user accounts from hacking:

• SMS authorization. The customer’s profile is assigned a phone number. Subsequently, upon entering the account, an operation confirmation code will be sent to it. Such a Perfect Money wallet can not be hacked without having direct access to the number of its owner;
• Profile authentication The system recognizes the owner of the Perfect Money wallet by IP. If the user tries to log in from an IP address different from the one that was identified when the service was launched, the system sends a PIN to his e-mail address. 
• To confirm his identity, the user must correctly enter the PIN in the corresponding line when entering the account. If the code was entered several times incorrectly, access to the profile is blocked;
• Code card. After activating this service, a graphic card with a selection of codes is sent to the email address of the owner of the Perfect Money wallet. The system will request a code from this set each time a financial transaction is performed.

Is verification needed?

Verification is the process of verifying the authenticity of customer data. Verification in Perfect Money not only makes the user more widely available, but also REDUCES the commission on the transactions he conducts. To verify the Perfect Money wallet, you need the following data:

• Passport / driver license scan;
• Scanning utility bills, where the user name and place of residence should be indicated or a scan page with a registration in the passport;
• Phone number.

Advantages and disadvantages

The Perfect Money Wallet has the following advantages:

• Anonymity and offshore system;
• Low transfer fees for verified clients: 0.50%;
• The ability to receive 4.00% per annum on the account balance;
• The ability to buy on the Internet euros, dollars and gold;
• No transaction limits for all users of the system, regardless of their status;
• Automatic payment of bills on schedule;
• API Merchant - a tool for fast and secure cash transactions;
• Ability to pay bills with additional protection - protection code;
• The presence of an affiliate program with a payment of 1.00% of the minimum residual amount in the referral account;
• The abundance of payment methods: banks, terminals, electronic systems, bank transfers.

Four main disadvantages of the wallet:

• Firstly, there is no desktop software in the system, because of which all monetary transactions have to be performed only through a browser;
• Secondly, there is no direct exchange of funds between Perfect Money and other EPS;
• Thirdly, the system works only with three currencies, that is, it will be possible to store money in it only in euros, dollars and gold;
• Fourth, not all countries support transactions for this EPS.

Instructions for registration, verification and creation of purses in Perfect Money

Registration in Perfect Money is very simple and free.

1. You need to click on the "Register" button on the main page of the Perfect Money website and fill in all the necessary data. After that, you will receive a login to enter the Perfect Money wallet.

2. Log in to Perfect Money Wallet. On the main page of the Perfect Money website, click the "Login" button, enter the received login in the "Client ID" field, then type the password and captcha. Click OK and enter the Perfect Money wallet. By default, you will already have three virtual wallets: GOLD, EUR, USD. Each of them will have their own unique number required for transactions. The USD wallet number must be saved in the system - you will need it for currency conversion.

If you wish, you can create additional accounts (two for each currency). To do this, select the desired wallet and click the "Create a new" button.

Registration in Perfect Money additional wallets.

As I said earlier, after registering a Perfect Money wallet, each user by default creates 3 purses: USD, EUR, GOLD. It is possible to register additional wallets Perfect Money. 2 purses for each currency.

1. Click on the "Add Account" button.

2. Select the wallet that you need, and click on the link "Create a new ... wallet". Each wallet is assigned a unique number that will be used for cash transactions.

Account verification in the Perfect Money payment system takes place in 3 stages:

1. Name verification. Follow the path: "Settings" -> "Edit Profile" -> "Account Verification" -> "Verification Management". Press the button "Select file" and attach a scan of your passport / driver's license.

2. Address Verification. Go along the same path, click the link "Select file" and load the scan of the utility account. Verification of information takes no more than 5 days.

3. Phone Verification. It becomes available after verifying the name and address. Specify the phone number, and then enter the confirmation code, which the operator dictates to you.

Instructions for replenishment, exchange and withdrawal of funds in Perfect Money

Deposit and withdrawal of funds in Perfect Money, can be done for 2 options.

The first option is through the built-in input and output methods from Perfect Money (PM):

• Bank transfer (the minimum amount of replenishment is $ 300);
• Bitcoin;
• E-Voucher;
• Having received money on the credit exchange.

The second option is through independent certified online exchangers.

You can convert and then withdraw money from your Perfect Money wallet using exchange points. Fully certified exchangers are presented on the project site perfectmoney.is in the appropriate section (top header of the resource). To find the most favorable exchange rate, you can also use special monitoring services.

1. You can choose a suitable exchanger on the site bestchange.ru.

2. There is a very wide range of such projects. Your task is to determine the best exchange rate for you. In addition, it is useful to read the reviews of other clients about a particular exchange resource.

3. If you are satisfied, go to the project website and select the exchange direction. The column on the left shows the currency to be sold, and in the column on the right - the currency to be bought.

Next, fill out the online form. In the line "Perfect Money wallet number" indicate the number of the dollar account that you saved when registering your account (U *******).

How to transfer money to Perfect Money?

To send money to another Perfect Money wallet (another person), you must do the following:

• Click on the "Internal Translation" button;
• Next you need to select the "Single payment" if you want to transfer money to another person by the purse number;
• It is necessary to carefully fill in the transfer form: the amount, the purse number of the recipient and press the button "Preview payment";
• The system will ask you to double-check the entered data and confirm the transfer.

Perfect Money reviews, our personal experience

Reviews of Perfect Money on the Internet can be found at every turn.

With this system we have been working for a long time. Basically, all operations with cash on investment, we spend through this payment system. Almost all investment projects work with PM.

Our reviews of Perfect Money and recommendations: we recommend, first of all, to be verified in this payment system in order to reduce the fee for transfers. Well, in general, Perfect Money is a very convenient and necessary EPS, which should be in the arsenal of every investor.

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