Want “fast” money? So that your investments doubled or even tripled in a short time. Think so does not happen? Such profitability can be achieved by investing in HYIPs. For most Internet users, HYIP is a divorce (fraud). In principle, the way it is. But if you know the algorithms for which these “profitable” projects exist, you can snatch a piece of happiness for yourself.
1. By investing your own funds in a project, you are responsible for all the risks to which your funds are exposed (including their total loss). You need to be mentally prepared for the worst scenario.
2. Invest only those amounts, the possible loss of which does not greatly affect your current financial condition. Especially at the beginning of your "career." It is better to start with small amounts - $ 10-20. Lose - not really great money. As the investor increases his clarification, if everything goes according to plan, you can raise the level of your investments a little to $ 50-100 and so on.
3. Diversification. Never invest all your money in just one project. They all exist for the time being and the collapse is inevitable. The only difference is in terms of life: someone will close in 3-4 months, someone can stretch for several years.
Spreading funds for several projects, you reduce the risk of loss several times at once. One project was closed, the losses are compensated by profitability from other sites.
4. Moderation. When choosing an investment project, you do not need to chase the windfall. The proposal to yield 1-5% per day immediately skip past. As a rule, such projects live just a few weeks, or even days. You can get a profit only by hitting the project in the first 3-5 days. And remove, so to speak, all the cream. Every day your risks will simply grow exponentially.
Such "aggressive" investment, however, brings good income to people whose "experience" in this field is calculated over the years. You are far from their level yet. Therefore, choose only low-interest HYIPs (with a yield of no more than 15% per month, or even lower).
5. Withdraw the accrued profit immediately. Here I think everything is clear. Gradually reduce the risk of losing money.
Although there is another option, the so-called reinvestment of funds. All profits are invested over and over again. As a result, the output we get even higher income. Only applicable to low interest HYIPs.
6. Awareness. Periodically track the status of "your" investment projects. At the slightest suspicion or change - immediately withdraw money. Here you can help thematic forums and statistics on the visit. If it starts to decline or just stops, everything will soon end to the project, you need to immediately flee.
7. Not least the role in investing in HYIPs (yes, in principle, and other projects) is played by financial accounting. Create a table (in the same Excel) with a list of your investments: name, amount and term of investment, expected and real profitability. In the future, based on these data, it will be possible to make certain conclusions: how much you earned and where, where you lost money and why, how to avoid it in the future, how you can increase the income from investments even more, etc.
We find HYIP, which opened 2-3 days ago, with a yield of 2-5% per day - not higher. We select 5-10 such sites and distribute the amount invested between them.
The life of such projects from several weeks to a couple of months.
The fact is that the owners need at least to “repel” their funds invested in the creation and promotion of the project. As a maximum - earn something. Here the most important thing is to invest at the very beginning of the project, in the first few days.
However, there is a risk that the program can pay off in just a couple of weeks and safely close, and you lose all the money invested.
To minimize such risks, we are investing simultaneously in several projects. Lost money in one, but more than offset by profit from others.
No reinvestments, withdraw the profit immediately.
Let's take an example:
We evenly distribute $ 100 in 10 different HYIPs, respectively $ 10, with a yield of 5% per day.
Investment horizon 15 days.
The expected profit is $ 100 x 5% x 15 days = $ 75. This is 75% yield.
Those. each project will bring us $ 7.5.
This is the ideal.
Even if one project closes on the very first day of our investment and you don’t have time to earn anything on it, you still remain in the black. Your losses of 10 dollars overlap with the profit of 9 others in the amount of 67.5 dollars. Your profit is 57.5 dollars.
Closing two projects at the very beginning will still give you a total profit of $ 40.
When you close three projects at once - you still have a plus - $ 22.5.
However, the likelihood of simultaneous closure of three projects at once, and also on the first day of our investments is quite small, you can simply void.
It was the darkest outcome of events, so to speak.
Let's calculate what we get if during the period of our investments 4 sites close at once, but not simultaneously and not at the very beginning, but gradually. So to say, we will model more real situation
Suppose out of 10 HYIPs have worked:
1st - 3 days
2nd - 5 days
3rd - 10 days
4th - 12 days
The rest safely paid all the interest. For the first 4th we received interest, but then we lost all the money invested.
Do you think we are in profit or loss?
Let's count!
It was invested only $ 100, again at 5% per day.
We receive in each project our money lay 15 days. And every day we "dripped" profit of $ 10 x 5% = $ 0.5
6 successful projects brought us profits of $ 0.5 x 15 days x 6 projects = $ 45 and we brought out our initial investment - $ 60.
The result - $ 105
On the remaining 4 “unsuccessful” investments, although we lost the initial investment in the amount of $ 40, we took the profit.
Our profits from them amounted to - (3 + 5 + 10 + 12) days x 0.5 $ = 15 $
Total we received from the invested hundred dollars - $ 120 (105 from successful and 15 from failure). For 15 days, the yield was 20%.
And this is with a rather pessimistic scenario.
Findings:
1. Mandatory diversification of investments
2. The lower the percentage of return, the longer the project lives, the lower the risks. For beginners, the recommendation is to select only medium and low-income ones.
3. All profits are displayed immediately.
4. Based on the average life of projects (which depends on the declared profitability), we invest only in the first third of the term.
Assume low-income (5-10% per month) projects have a life expectancy of about 1.5-2 years or more. Accordingly, we invest only in the first six months of existence and withdraw money in a maximum of 6 months. Just further, the risks of losing money grow simply exponentially.
At a certain stage, the amount of accumulated funds among investors becomes quite serious. And in the first place goes, not making a profit, but the safety and stability of funds.
This requires more reliable projects. Those that do not close in 2-3 months. But they will exist for years (or at least a year, which is also not bad.)
To search for such projects need some sort of selection criteria. Which will allow you to more or less safely invest your hard earned money.
1. Website design, reasonableness of the interface and automated settlement and withdrawal systems. It all costs money. If at the beginning the project creators did not stint on this, it means that they are set to exist for their creation for a long time and will not close in a couple of months.
2. Term of work. If the project exists for a long time and is constantly developing, it attracts new investors - this indicates the seriousness of the intentions of the owners. They are determined to make long-term small but steady profits.
3. Reviews of the site. Here you need to be careful. Reviews can be purchased. But the overall picture of the state of affairs on the project can be obtained. Read on several forums what people say about the project. If you meet negative reviews (of course not one-time, but at least a few from experienced members of the forum, and not from stray users) - immediately pass by. Look for another project.
4. The number of attracted investors. But here, first of all, we need not the sum of people, but the dynamics of their growth. If growth stops, this is the first signal to withdraw money, since the project will start having problems with payments (new funds from new investors). Money will simply take nowhere.
5. If all sorts of promotions and bonuses begin on the site, this again means that the system will collapse soon. Money in the project comes less and less and the administration is trying with all its might to attract new funds.
6. We choose only long-term projects with low income (again, no more than 10% for 1 month). Such projects live for years, and do not close in one day.
Professional investors working with serious money, distribute their investments in proportion to the profitability and risk accordingly as follows:
A small part (10-15%) is invested in super-profitable (aggressive investment), about 25-40% in middle-income ones, and the main part (50-60%) in low-profitable (conservative) instruments. Accordingly, with an increase in profitability, risks increase proportionally.
This tactic allows you to get a stable income over a long period of time with acceptable risks.
Applied to HYIPs, it will look like this.
By investing in projects with high returns, you transfer the profits to stable projects. As a result, from the super profits from the first projects, your investment in stable projects is rapidly increasing. As a result, the profit received from the second, over time, will far exceed the profit from the first. And as a result - the risks of losses are also significantly reduced.
Next, gradually withdraw the profit until it reaches your initial investment. Now your risk of losing your own funds is zero and you risk only what you earned on these projects.
Another way to make extra money on HYIPs. Most, to attract new customers, distribute generous referral fees from 10 to 30%. Here you risk nothing at all. Enough to attract new referrals to projects and withdraw the profits.
How to search for HYPs? List of paying sites.
There are many services in the network that allow you to find various HYIPs and check their performance, i.e. availability of payments online. They are called HYIP-monitors. I will not indicate their name. In the search engine, simply enter the query “monitoring of HYIPs” and you will find many sites offering this service: how much the website exists, when were the last payments, ratings of HYIPs. Another useful feature of such sites is information about new projects that appeared literally 1-2 days ago.
HYIP Investment Rules
1. By investing your own funds in a project, you are responsible for all the risks to which your funds are exposed (including their total loss). You need to be mentally prepared for the worst scenario.
2. Invest only those amounts, the possible loss of which does not greatly affect your current financial condition. Especially at the beginning of your "career." It is better to start with small amounts - $ 10-20. Lose - not really great money. As the investor increases his clarification, if everything goes according to plan, you can raise the level of your investments a little to $ 50-100 and so on.
Never invest in a HYIP borrowed funds. Always just your own.
3. Diversification. Never invest all your money in just one project. They all exist for the time being and the collapse is inevitable. The only difference is in terms of life: someone will close in 3-4 months, someone can stretch for several years.
Spreading funds for several projects, you reduce the risk of loss several times at once. One project was closed, the losses are compensated by profitability from other sites.
4. Moderation. When choosing an investment project, you do not need to chase the windfall. The proposal to yield 1-5% per day immediately skip past. As a rule, such projects live just a few weeks, or even days. You can get a profit only by hitting the project in the first 3-5 days. And remove, so to speak, all the cream. Every day your risks will simply grow exponentially.
Such "aggressive" investment, however, brings good income to people whose "experience" in this field is calculated over the years. You are far from their level yet. Therefore, choose only low-interest HYIPs (with a yield of no more than 15% per month, or even lower).
The lower the yield of the HYIP, the longer its life.
5. Withdraw the accrued profit immediately. Here I think everything is clear. Gradually reduce the risk of losing money.
Although there is another option, the so-called reinvestment of funds. All profits are invested over and over again. As a result, the output we get even higher income. Only applicable to low interest HYIPs.
6. Awareness. Periodically track the status of "your" investment projects. At the slightest suspicion or change - immediately withdraw money. Here you can help thematic forums and statistics on the visit. If it starts to decline or just stops, everything will soon end to the project, you need to immediately flee.
7. Not least the role in investing in HYIPs (yes, in principle, and other projects) is played by financial accounting. Create a table (in the same Excel) with a list of your investments: name, amount and term of investment, expected and real profitability. In the future, based on these data, it will be possible to make certain conclusions: how much you earned and where, where you lost money and why, how to avoid it in the future, how you can increase the income from investments even more, etc.
Strategies and tactics of investing in HYIP
Aggressive tactics
We find HYIP, which opened 2-3 days ago, with a yield of 2-5% per day - not higher. We select 5-10 such sites and distribute the amount invested between them.
The life of such projects from several weeks to a couple of months.
The fact is that the owners need at least to “repel” their funds invested in the creation and promotion of the project. As a maximum - earn something. Here the most important thing is to invest at the very beginning of the project, in the first few days.
However, there is a risk that the program can pay off in just a couple of weeks and safely close, and you lose all the money invested.
To minimize such risks, we are investing simultaneously in several projects. Lost money in one, but more than offset by profit from others.
No reinvestments, withdraw the profit immediately.
Let's take an example:
We evenly distribute $ 100 in 10 different HYIPs, respectively $ 10, with a yield of 5% per day.
Investment horizon 15 days.
The expected profit is $ 100 x 5% x 15 days = $ 75. This is 75% yield.
Those. each project will bring us $ 7.5.
This is the ideal.
Even if one project closes on the very first day of our investment and you don’t have time to earn anything on it, you still remain in the black. Your losses of 10 dollars overlap with the profit of 9 others in the amount of 67.5 dollars. Your profit is 57.5 dollars.
Closing two projects at the very beginning will still give you a total profit of $ 40.
When you close three projects at once - you still have a plus - $ 22.5.
However, the likelihood of simultaneous closure of three projects at once, and also on the first day of our investments is quite small, you can simply void.
It was the darkest outcome of events, so to speak.
Let's calculate what we get if during the period of our investments 4 sites close at once, but not simultaneously and not at the very beginning, but gradually. So to say, we will model more real situation
Suppose out of 10 HYIPs have worked:
1st - 3 days
2nd - 5 days
3rd - 10 days
4th - 12 days
The rest safely paid all the interest. For the first 4th we received interest, but then we lost all the money invested.
Do you think we are in profit or loss?
Let's count!
It was invested only $ 100, again at 5% per day.
We receive in each project our money lay 15 days. And every day we "dripped" profit of $ 10 x 5% = $ 0.5
6 successful projects brought us profits of $ 0.5 x 15 days x 6 projects = $ 45 and we brought out our initial investment - $ 60.
The result - $ 105
On the remaining 4 “unsuccessful” investments, although we lost the initial investment in the amount of $ 40, we took the profit.
Our profits from them amounted to - (3 + 5 + 10 + 12) days x 0.5 $ = 15 $
Total we received from the invested hundred dollars - $ 120 (105 from successful and 15 from failure). For 15 days, the yield was 20%.
And this is with a rather pessimistic scenario.
Findings:
1. Mandatory diversification of investments
2. The lower the percentage of return, the longer the project lives, the lower the risks. For beginners, the recommendation is to select only medium and low-income ones.
3. All profits are displayed immediately.
4. Based on the average life of projects (which depends on the declared profitability), we invest only in the first third of the term.
Assume low-income (5-10% per month) projects have a life expectancy of about 1.5-2 years or more. Accordingly, we invest only in the first six months of existence and withdraw money in a maximum of 6 months. Just further, the risks of losing money grow simply exponentially.
Careful tactics
At a certain stage, the amount of accumulated funds among investors becomes quite serious. And in the first place goes, not making a profit, but the safety and stability of funds.
This requires more reliable projects. Those that do not close in 2-3 months. But they will exist for years (or at least a year, which is also not bad.)
To search for such projects need some sort of selection criteria. Which will allow you to more or less safely invest your hard earned money.
Selection criteria for "reliable" HYIP-projects:
1. Website design, reasonableness of the interface and automated settlement and withdrawal systems. It all costs money. If at the beginning the project creators did not stint on this, it means that they are set to exist for their creation for a long time and will not close in a couple of months.
2. Term of work. If the project exists for a long time and is constantly developing, it attracts new investors - this indicates the seriousness of the intentions of the owners. They are determined to make long-term small but steady profits.
3. Reviews of the site. Here you need to be careful. Reviews can be purchased. But the overall picture of the state of affairs on the project can be obtained. Read on several forums what people say about the project. If you meet negative reviews (of course not one-time, but at least a few from experienced members of the forum, and not from stray users) - immediately pass by. Look for another project.
4. The number of attracted investors. But here, first of all, we need not the sum of people, but the dynamics of their growth. If growth stops, this is the first signal to withdraw money, since the project will start having problems with payments (new funds from new investors). Money will simply take nowhere.
5. If all sorts of promotions and bonuses begin on the site, this again means that the system will collapse soon. Money in the project comes less and less and the administration is trying with all its might to attract new funds.
6. We choose only long-term projects with low income (again, no more than 10% for 1 month). Such projects live for years, and do not close in one day.
A complex approach
Professional investors working with serious money, distribute their investments in proportion to the profitability and risk accordingly as follows:
A small part (10-15%) is invested in super-profitable (aggressive investment), about 25-40% in middle-income ones, and the main part (50-60%) in low-profitable (conservative) instruments. Accordingly, with an increase in profitability, risks increase proportionally.
This tactic allows you to get a stable income over a long period of time with acceptable risks.
Applied to HYIPs, it will look like this.
By investing in projects with high returns, you transfer the profits to stable projects. As a result, from the super profits from the first projects, your investment in stable projects is rapidly increasing. As a result, the profit received from the second, over time, will far exceed the profit from the first. And as a result - the risks of losses are also significantly reduced.
Next, gradually withdraw the profit until it reaches your initial investment. Now your risk of losing your own funds is zero and you risk only what you earned on these projects.
Referral program
Another way to make extra money on HYIPs. Most, to attract new customers, distribute generous referral fees from 10 to 30%. Here you risk nothing at all. Enough to attract new referrals to projects and withdraw the profits.
How to search for HYPs? List of paying sites.
There are many services in the network that allow you to find various HYIPs and check their performance, i.e. availability of payments online. They are called HYIP-monitors. I will not indicate their name. In the search engine, simply enter the query “monitoring of HYIPs” and you will find many sites offering this service: how much the website exists, when were the last payments, ratings of HYIPs. Another useful feature of such sites is information about new projects that appeared literally 1-2 days ago.
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